Raast — State Bank's instant payment rail in Nafaa

Free, instant, bank-to-bank payments powered by the State Bank of Pakistan. Zero fees, real-time settlement, and universal acceptance.

In short

Raast is the State Bank of Pakistan's official instant payment system. Through Nafaa, you can accept Raast payments from any bank account in Pakistan with zero transaction fees, instant settlement, and IBAN-based transfers. This is the future of Pakistani payments.

Connect now Setup guide

Benefits

What you get with Raast

Zero transaction fees

Raast payments are completely free for merchants and customers. Keep 100% of every sale.

State Bank backed

Official infrastructure of Pakistan's central bank. Maximum trust and security.

Real-time settlement

Money moves in seconds, not hours. Instant confirmation for every transaction.

All banks connected

Every major Pakistani bank supports Raast. Universal acceptance across the country.

Raast ID payments

Customers pay to your simple Raast ID (like a mobile number). No IBAN memorization needed.

Bank-grade security

Every payment authenticated through your customer's bank. Fraud virtually impossible.

Setup guide

Live in 6 minutes

No developers required. No complex code.

01
Get a Raast ID from your bank
Every Pakistani bank offers free Raast ID registration to account holders.
02
Add your Raast ID to Nafaa
In Nafaa Integrations, paste your Raast ID and IBAN. Nafaa verifies with the State Bank instantly.
03
Generate payment QRs
Nafaa creates Raast-compatible QR codes for each sale, or you can display a static merchant QR.
04
Accept your first payment
Customer scans QR, confirms in their banking app, and pays. You see confirmation in seconds.